Landlords' property insurance
"Insurance for Landlords designed by Landlords!"

Landlords Direct is a nationwide, market-leading specialist insurance policy designed for Landlords by Landlords. The cover and options available are specifically designed to meet all of the requirements faced by residential / private landlords today, and can be tailored to your individual requirements to ensure that you only pay for the cover you need. Cover is provided by Norwich Union.

Landlords Direct - quality cover at an affordable price!

SUMMARY OF POLICY COVER
All risks of loss or damage to the building including subsidence, subject to a claims excess of #250 increasing to #1,000 for subsidence.


Premiums range from as low as #1.00 per #1,000 of cover, depending on your chosen excess.
Cost of re-housing tenants up to 25% of the building sum insured following an insured peril to the property.
Loss of rent up to 25% of the building sum insured following an insured peril to the property.
Property owner's liability up to #5,000,000 indemnity any one incident.
Employer's liability up to #10,000,000 any one incident.
Two months cover for unoccupied properties.


Loss of metered utilities from accidental damage up to #25,000
Replacement or repair to underground service pipes and cables extending from the residential buildings to the public mains following accidental damage.
Cover for costs incurred in trace and access to leaks.
Clearance of drains as a result of damage by an insured contingency up to #10,000.
Replacement of locks to external doors following loss of keys up to #2,000.
Index linking of sums insured in line with appropriate index.
Premiums may be paid by monthly instalments or credit card.

YRLA, University Of York, Market Square, Heslington, York, YO10 5NH 
t: 01904 411 111~ m: 0780 890 4346
e: enquiries@yrla.co.uk

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